![]() ![]() But you can’t include the cost of extra bottles for milk storage. You can also use your existing funds if you don’t have insurance at the time. But if you want a different model than the one offered, you can use your FSA or HSA funds to buy the one you’d like. Health plans cover breast pumps and supplies. They’ll be delivered discreetly to your door. (You can get online prescriptions for contraception and ED from the Optum Store. You can also use them for erectile dysfunction (ED) medications like Viagra®. You can use your FSA or HSA funds to pay for birth control pills and condoms. Birth control pills, condoms and erectile dysfunction medications You can also use FSA and HSA funds to buy menstrual care products. That’s true even if they haven’t been recommended by a doctor. You can use the money in your accounts for over-the-counter medications. Over-the-counter medications and menstrual products ![]() So be sure to check your plan documents before you buy. And some FSAs are limited to dental and vision care. You can usually use your FSA or HSA funds to pay for the following items and services. You can use it at any time, and the funds never expire. That’s because with many plans, you generally have only a year to spend the money you’ve set aside. If you have an FSA, you’ll want to make sure you know all your options. They’re called qualified medical expenses. But many other approved products and services are eligible, too. So what can you buy with your FSA or HSA money? You can use it to pay for common health care expenses such as copayments, prescription medications and medical supplies. If you don't know if you have one, be sure to check. You usually sign up for these accounts during open enrollment. HSAs are available only to people with a high-deductible health plan. And you don’t have to pay taxes on the money you put into the account. What is an FSA or HSA? They’re both types of health accounts that let you save part of your salary to pay for medical costs your health plan doesn’t cover. Unplanned charges might feel a lot less stressful, right? Well, a health care flexible spending account (FSA) or health savings account (HSA) can be that source of funding. Imagine you have a little pot of money you can dip into anytime health costs pop up. ![]()
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